At AWM we understand that purchasing a new a new home can be very expensive we can give you the help that you require help in raising the money to buy your property with ease. This is what residential mortgages are for, they are in effect secured loans that use the value in the property that you are buying as the collateral to secure the loaned amount against. We offer a mortgage finding service that will find the right mortgage for you, we do all the searching, and all you need do is complete a simple form. The largest number of our lending portfolio does actually consist of UK residential mortgage loans to individuals.

The main policy of AWM is for all residential mortgage loans to individuals is to be fully secured first priority loans. We do offer quite a varied range of both fixed and variable mortgages that are usually for terms of twenty-five years. In contrast to this however, the average term of our residential mortgages is typically between the five and seven year mark, quite simply due to the very high level of early redemptions that are typical in the UK residential mortgage market. To try and assist certain individuals who are looking into residential mortgages we do offer certain additional incentives, which include cash back payments and property survey fee reimbursement. We do also impose early repayment charges on some products to help reduce the costs associated with early repayment of mortgages and to recover a portion of the costs of mortgage incentives.